Ask your broker or contact us for more information.

We are a Canadian company owned and run by our policyholders. Our board of directors are members of your community and are elected by our policyholders at our annual meeting.  The board meets once a month to direct and guide the company.

We operate on a non-profit philosophy. Our sources of income are policy premiums and investment income and our expenses consist of claims and administration costs. Any surplus remains in the company and benefits our policyholders by reducing their premiums and ensuring the financial stability of the company.  This non profit philosophy means your insurance dollar is working hard for you.

We are backed by a network of Mutual Insurance companies. We are affiliated with a large group of mutual insurance companies most of whom like us have been operating for over 100 years. As a group we are among the most financially secure insurers in the world and are one of the largest property insurers in Ontario.

We have the strength and stability that guarantees claims can be paid in the event of a disaster. Each mutual backs every other mutual through the Fire Mutuals Guarantee Fund and the Farm Mutual Reinsurance Plan Inc. which ensures that we will be there for you when you need us.

Our broad product range gives you the insurance coverage you need. Our roots are in providing farm insurance however we also offer a broad range of property and auto insurance just like most of the large insurers that meets the needs of our policyholders. We are also constantly expanding and improving on product line.